State Farm® Insurance Agent Ray Liu
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Kara
October 28, 2026
"Jose is the only insurance agent I’ve ever met who treats you like a person instead of a policy number. When my car got sideswiped and I was stressed out trying to figure out coverage before a big road trip, he didn’t just answer my questions, he stayed late, ran through every scenario with me, and even called the claims team himself so I wouldn’t have to sit on hold. The next morning he texted me a direct number for a body shop he trusted and checked in after the repair was done to make sure everything went smoothly. Most agents vanish once the paperwork is signed; Jose made sure I was actually taken care of. If you need auto insurance and want someone who genuinely goes the extra mile, Jose is that guy."
Maria Figueroa
October 27, 2026
"Great customer service great prices"
"Maria, thank you so much for the wonderful 5-star review! I'm really glad Jose and my team were able to provide you with great customer service, competitive insurance rates, and a quick, easy experience. Helping customers find the right coverage at an affordable price while making the process simple and stress-free is always my goal!
I truly appreciate you choosing Ray Liu State Farm in Riverton, Utah for your auto insurance, renters insurance, and life insurance needs. It means a lot to have the opportunity to help protect you and the things that matter most. Thank you again for your trust and support, Maria! My team and I are always here whenever you need us!"
Ch4rLie Loveless
October 24, 2026
"Just got the phone with Jose. I was frustrated and ready to just cancel my policy. Jose calmly responded to my concerns. He was not argumentative, he suggested other ways for me to move forward. In the end I felt confident staying with someone who actually wants the best for me."
"Thank you so much for taking the time to share your experience! I really appreciate your honesty and am glad Jose was able to listen to your concerns, walk you through your options, and help you feel confident moving forward. I know insurance can sometimes be frustrating, and it's important to me that our customers feel heard, respected, and never pressured.
Jose does a fantastic job putting our customers first, and I'll make sure he sees your kind words! At Ray Liu State Farm in Riverton, Utah, my goal is to provide personalized insurance guidance, responsive customer service, and solutions that fit each customer's needs.
Thank you for giving us the opportunity to continue earning your trust. I truly appreciate your business, and my team and I are always here whenever you need us!"
Lance Paulson
October 22, 2026
"I have had the pleasure of knowing Ray for several years, and absolutely trust his insurance advice and guidance when making a insurance decision."
"Lance, thank you so much for the kind words and for taking the time to leave a review! Coming from someone I've known and respected for over 20 years, your recommendation truly means a lot to me. I've always appreciated your friendship, professionalism, and dedication to helping others.
Providing honest, knowledgeable, and personalized insurance advice is something I take great pride in. My goal at Ray Liu State Farm in Riverton, Utah is to help individuals and families make confident decisions about their auto, home, life, and other insurance needs.
Thank you again, Lance! I truly appreciate your trust, friendship, and continued support over the years!"
RICHARD WINTER
October 9, 2026
"Ray Liu did a great job setting up our insurance package for homes and autos."
"Richard, thank you so much for the wonderful review and for trusting me with your insurance needs! I'm glad I was able to help put together an insurance package for your homes and vehicles that provides great coverage at a reasonable price.
I know how important it is to have the right protection for multiple properties and vehicles, so I always strive to make the process of bundling home and auto insurance simple, efficient, and easy to understand. Providing quick insurance quotes, competitive rates, and responsive customer service is something I take great pride in.
Thank you for choosing Ray Liu State Farm in Riverton, Utah for your homeowners and auto insurance needs. I truly appreciate your business and the opportunity to help protect what matters most to you and your family. My team and I are always here whenever you need us!"
Moni Bee
October 9, 2026
"Jose helped me over the phone add another car to my insurance, he was so helpful! Thank you! Ive always had great service with them!"
"Moni, thank you so much for the wonderful review and for continuing to trust us with your insurance needs! I'm glad Jose was able to make adding another vehicle to your auto insurance policy quick and easy over the phone. He does a fantastic job taking care of our customers, and I'll be sure to share your kind words with him!
Providing friendly, knowledgeable, and responsive customer service is something I take great pride in. Thank you for choosing Ray Liu State Farm in Riverton, Utah for your car insurance needs. I truly appreciate your continued loyalty, and Jose, the rest of my team, and I are always here whenever you need us!"
Thomas Mandella
October 6, 2026
"Lucas is great, saved me roughly 300/mo on my Motorcycle payments. Reach out to Lucas. You won’t regret it!"
"Thomas, thank you so much for the 5-star review and for the awesome shoutout to Lucas! Saving roughly $300 a month on your motorcycle insurance is fantastic, and I’m glad Lucas was able to help you find a great rate while making the process quick and easy.
Lucas does a great job taking care of our customers, and I’ll make sure he sees your recommendation! Thank you for trusting Ray Liu State Farm in Riverton, Utah with your motorcycle insurance. We really appreciate your business, and Lucas, the rest of my team, and I are always here whenever you need us. Ride safe!"
Yeyirod
September 30, 2026
"Ray Liu provides personalized attention, always making an effort to find a payment plan that fits my budget and explaining everything step-by-step."
"Thank you so much for the 5-star review! I really appreciate you taking the time to share your experience. I believe insurance should fit your needs and your budget, so I’m glad I’ve been able to provide personalized service, explain your coverage and payment options step-by-step, and help make everything easier to understand.
Thank you for trusting Ray Liu State Farm in Riverton, Utah with your auto insurance. Helping my customers find the right coverage at a competitive price while providing friendly, responsive service is always my goal. I truly appreciate your business and look forward to continuing to be here whenever you need me or my team!"
Tiffany Chambers
September 16, 2026
"These guys are wonderful not only did they save me a hundred dollars a month on car insurance but they worked around my crazy schedule. They worked on my quote Saturday and Sunday because that’s the only time I was available. I definitely found my insurance agent."
"Tiffany, thank you so much for the amazing 5-star review! I’m really glad my team and I were able to help you save $100 a month on your car insurance and work around your schedule. I know insurance doesn’t always fit neatly into Monday through Friday, so I was happy we could help get your quote taken care of over the weekend when it worked best for you.
Hearing that you’ve “found your insurance agent” truly means a lot to me! Thank you for choosing Ray Liu State Farm in Riverton, Utah for your auto insurance. My team and I really appreciate your trust and look forward to being your local State Farm insurance agency for many years to come!"
lorene memmott
September 16, 2026
"Ray and team all very nice t o with. Doug amazing very very helpful"
"Lorene, thank you so much for the 5-star review! I really appreciate the kind words about me and my team, and I’m especially glad Doug took such great care of you. He does an amazing job helping our customers, and I’ll make sure he sees your shoutout!
We work hard to provide quick insurance quotes, competitive rates, and friendly, responsive service. Thank you for choosing Ray Liu State Farm in Riverton, Utah for your insurance needs. Doug, the rest of my team, and I truly appreciate your business and are always here whenever you need us!"
Wilson Jr Manzon
September 14, 2026
"Ray was very helpful in getting insurance for my minivan. He was responsive, professional, and even replied to my messages after business hours. I truly appreciate his excellent service and dedication. I highly recommend him!"
"Wilson, thank you so much for the 5-star review and recommendation! I really appreciate you trusting me to help with the auto insurance for your minivan. I’m glad I was able to make the process quick, informative, and easy for you.
Being responsive and available when my customers need help is something I take a lot of pride in, even when a question comes up after normal business hours. Thank you for choosing Ray Liu State Farm for your car insurance in Riverton, Utah. I truly appreciate your business and look forward to being here for you and your family for all your insurance needs!"
Tanner Manning
September 14, 2026
"Doug was awesome to work with, my experience with GEICO was not a good one, he helped me get a better rate, thanks Doug!!"
"Tanner, thank you so much for the 5-star review! I’m glad Doug was able to make switching insurance a great experience and help you find a better auto insurance rate. Doug does an awesome job taking care of our customers, and I’ll make sure he sees your shoutout!
Thank you for choosing Ray Liu State Farm for your car insurance in Riverton, Utah. I really appreciate your business and recommendation. Doug, the rest of my team, and I are always here whenever you need us!"
Emma Elizabeth González Barrientos
September 12, 2026
"State farm en la cuidad de riverton ut es una aseguranza muy buena y de bajo costo muy recomendada"
"Emma, ¡muchísimas gracias por su reseña de 5 estrellas y por recomendarnos! Me alegra mucho saber que ha tenido una buena experiencia con Ray Liu State Farm y que pudimos ayudarle a encontrar un seguro a un buen precio.
Para mí y mi equipo es muy importante ofrecer un servicio amable, rápido y fácil de entender. Gracias por confiar en nosotros para sus necesidades de seguros en Riverton, Utah. ¡Aprecio mucho su confianza y siempre estaremos aquí para ayudarle con su seguro de auto, casa, vida y más!
English Translation:
Emma, thank you so much for your 5-star review and recommendation! I’m very happy to hear that you’ve had a great experience with Ray Liu State Farm and that we were able to help you find insurance at a great price.
Providing friendly, fast, and easy-to-understand service is very important to me and my team. Thank you for trusting us with your insurance needs in Riverton, Utah. I truly appreciate your trust, and we’ll always be here to help with your auto, home, life insurance, and more!"
Christina Smith
September 10, 2026
"Great experience and really helped us in changing over to State Farm. A big thanks to Jose, Ray and the Ninja Turtle Team."
"Christina, thank you so much for the 5-star review and for choosing to switch to State Farm! I’m glad Jose, the rest of the team, and I were able to make the transition easy and help you find a great price on your auto insurance.
Providing responsive, easy-to-reach service and making insurance as simple as possible is exactly what we strive for. I really appreciate you trusting Ray Liu State Farm with your insurance needs here in Salt Lake City, Utah.
And another vote for the Ninja Turtle Team — I think the name is officially here to stay! 🐢🥷 Thank you again, Christina!"
Adam Wisseman
September 9, 2026
"Very thorough agency that follows up quickly!"
"Adam, thank you for the 5-star review! I really appreciate you taking the time to share your experience. Providing thorough answers, quick follow-up, and making it easy to reach our team are all things I take a lot of pride in.
Thank you for trusting Ray Liu State Farm with your auto insurance, homeowners insurance, rental dwelling insurance, and Personal Articles Policies. I’m grateful for the opportunity to help protect your vehicles, home, rental property, and other valuables while serving our Salt Lake City, Utah community. My team and I are always just a call or message away whenever you need us!"
Hallie Barlow
September 8, 2026
"I was nervous about contacting an actual agent as I just simply wanted a quote and didn't want to talk to a "salesman". Ray was the opposite. He was really helpful, fast, informative, and ensured I got the best rate possible. Definitely recommend!"
"Hallie, thank you so much for the thoughtful review and recommendation! I completely understand not wanting to feel like you’re getting a sales pitch when you’re simply looking for an insurance quote. My goal is always to make the process straightforward, informative, and pressure-free so you can feel confident about your options.
I’m really glad I could help you find the right coverage at a great rate. Thank you for trusting Ray Liu State Farm for your insurance needs here in Salt Lake City, Utah. I truly appreciate the opportunity to help, and I’m always here whenever you have questions or need anything!"
Heidi S
September 3, 2026
"Ray Liu, Jose & Douglas (or Doug more) & lowkey/high key Lucas.., actually all these guys aka the Ninja a Turtle Team are dope and fun! Fun guys to work with. So far so great!"
"Heidi, this review made my day! 😂 Thank you so much for the 5 stars and for the shoutout to Jose, Doug, Lucas, and me. I think the “Ninja Turtle Team” might officially have to stick!
I’m glad you’ve had such a great experience with us so far. We try to make insurance easy, helpful, and maybe even a little fun along the way. I really appreciate you choosing Ray Liu State Farm for your insurance needs here in Salt Lake City, Utah. Thanks again for trusting me and the team. We’re always here when you need us! 🐢🥷"
Shirley Neal
September 1, 2026
"Ray Liu has been 100% the most helpful ,kind and knowledgeable representative."
"Shirley, thank you so much for the kind words and 5-star review! It truly means a lot to hear that you’ve found me helpful, knowledgeable, and caring throughout your experience. I always want my customers to feel confident that they have someone they can count on when it comes to protecting what matters most.
Thank you for trusting Ray Liu State Farm with your insurance needs. I’m grateful to serve you and our Salt Lake City, Utah community, and I’m always here whenever you have questions or need help with your insurance!"
Laura Steffey
August 31, 2026
"I just got a car after 5 years of not having one. All other places wanted to charge me hugh rates because I hadn't been insured. I can't see the point of carrying car insurance when you don't own a car. They were so easy and great to work with. I got a great rate and got my renters insurance bundled in. Thank you, Jose and Ray"
"Laura, thank you so much for the wonderful 5-star review! We’re glad Jose and I were able to make getting back into car insurance after several years without a vehicle easy and affordable.
It’s especially great to hear that we were able to find you a competitive rate and help you bundle your auto and renters insurance for even more value. Our team always strives to make insurance simple, answer questions, and help our customers find the right coverage at the right price.
Thank you for choosing our Ray Liu State Farm insurance agency in Salt Lake City, Utah for your auto and renters insurance. We truly appreciate your business and look forward to being here whenever you need us!"
Weston Rhodes
August 26, 2026
"Ray and Lucas were very honest and helpful, thanks for your help on my policy"
"Weston, thank you for the 5-star review! We really appreciate you taking the time to share your experience. Lucas and I (Ray) are glad we could provide honest, helpful guidance and make sure you felt confident about your insurance policy and coverage.
Thank you for trusting Ray Liu State Farm Insurance! Our team is proud to help customers throughout Salt Lake City and Utah with auto insurance, home insurance, renters insurance, life insurance, and personalized insurance coverage. We’re always here whenever you have questions or need help with your State Farm policies!"
Chris Cundick
August 26, 2026
"Ray handled all the work and took away all the stress from my home buying process and made all the insurance decisions easy"
"Chris, thank you so much for the 5-star review! We’re glad we could help take the stress out of the home buying process and make your insurance decisions simple and easy. Purchasing a new home is a big milestone, and it’s a great time to make sure both your property and the people you care about are protected.
We truly appreciate you trusting Ray Liu State Farm Insurance with your property and life insurance needs. Our team is proud to help customers throughout Salt Lake City and Utah with homeowners insurance, life insurance, auto insurance, and personalized coverage options. Congratulations on the new home, Chris, and thank you for choosing our State Farm team! 🏡❤️"
Russell Andlauer
August 24, 2026
"Jose, Lucas, Doug, And Ray the owner were an amazing team— like the ninja turtles.
The slashed my auto and renters policy down by $52 a month over progressive. 🤘"
"Russell, thank you for the awesome 5-star review! 🐢🥷 We’ll gladly accept the Ninja Turtles comparison! Jose, Lucas, Doug, and Ray are thrilled to hear the team could help you save $52 a month compared to Progressive while getting your auto insurance and renters insurance taken care of.
We appreciate you choosing Ray Liu State Farm Insurance and trusting our team to help with your insurance needs. We’re always here to provide great service, competitive insurance rates, and coverage that fits your needs. Thanks again, Russell! 🤘"
Adri’s Lively Vlogs
August 24, 2026
"I really appreciate the help! He helped me when no one else wanted to!!"
"Thank you so much for your wonderful review for Ray Liu State Farm Insurance. We are so glad to hear that our team was able to help you! We welcome anyone to stop by, call, text or email us and we will always be happy to quote you and provide the best assistance we can! We often have a solution for any situation! "
Keen Wang
August 19, 2026
"Ray is fantastic, responsive, knowledgeable, and truly on our side. He set up our HO-6 on a tight closing timeline, made sure the coverage was structured correctly for our HOA, and coordinated directly with our lender so nothing got delayed. We also bundled our auto & home for a great rate with zero pressure. Ray sent regular messages to us asking if any assistance was needed, thoughtful and friendly. I highly recommend him for anyone in Salt Lake City!"
"Keen, thank you so much for the wonderful 5-star review and recommendation! I'm so happy we were able to help make your closing process smooth and get your HO-6 condo insurance set up correctly and on time. We know how important it is to coordinate with both the HOA and lender, especially during a tight closing timeline.
We’re also glad we could help you bundle your auto and home insurance for a great rate while making the process easy and pressure-free. Our goal is to provide responsive, knowledgeable, and friendly service every step of the way.
Thank you for trusting our State Farm insurance agency in Salt Lake City with your condo and auto insurance needs. We truly appreciate your recommendation and look forward to being here whenever you need us!"
A Martinez
August 7, 2026
"I had an amazing experience with Jose, he helped me so much, made me feel so much better about my coverage and had amazing service! He’s a well listener and made me feel like family he definitely needs a raise!"
"Thank you A Martinez for your amazing review for Jose! I'm so happy to hear that Jose was able to help you find the best coverage that fits you and he made your experience easy! We definitely value Jose and thanks for telling others how great he is! "